INSURANCE
COMPANY
Risk bearer
Responsible for the risks undertaken
Responsible to its management
and shareholders
Creates own products and conditions
Offers only its own products
Undertakes risks at its own price
INSURANCE BROKER
Counsellor
Professionally responsible
for given information
Independent – responsible to client
Presents products of its partners
All the products
on the insurance market are accessible
Placement of risks at the most favourable prices
The services of an independent and expert broker with a comprehensive knowledge of the insurance market brings you, as a client, an additional value, because it ensures professional choice of the best offer, tailored to your needs and possibilities. The broker's task is to present and to explain to you all the conditions and characteristics of the preferred type of insurance. Professionally and reliably, in agreement with you we choose the most suitable and favourable solution.
A wide choice and extensive knowledge of the entire offer on the insurance market enables us to most efficiently protect your family and business investment, to provide financial security for you and your family, to offer you quality health protection, a safe journey...
It implies the choice of the most optimum solution for you regarding the type of insurance, commencement date, duration, terms and conditions, additional coverage, coverage limit and other elements important for the conclusion of quality insurance. The assessment is based on the analysis of current circumstances and needs, in accordance with your possibilities and wishes, for the purpose of optimizing your expenses.
After an initial agreement and after collecting all required information for a suitable offer, our experts will present full insurance proposal. Upon your approval, we will proceed with concluding the chosen insurance programme.
Our responsibility to you does not end after the signing of contract. We monitor and manage your risks, giving you full support where you need it most. Over the whole period of duration of the contract, our expert consultants analyse and report on new risks in order to prevent any damage, and also in case of coverage modifications.
In the event of damage, our brokers will ensure timely reporting and processing of the damage, including on-site visit of insurance assessor, as well as all accompanying administrative work which may arise from the existing situation. After damage assessment and settlement, they will ensure payment of indemnity within the agreed time period.